Mortgage for non-residents
Get an instant indication of your maximum financing, required own funds and monthly payments for a home on the Costa Cálida — as a Dutch or Belgian non-resident in Spain.
Including the amount for purchase costs (notary, tax, registration).
Other mortgages, personal loans, private lease, alimony.
Determines the spread above Euribor (variable) or the fixed rate per term. Final terms always depend on your file with the bank.
Comparison
| Scenario | Profile | Indicative rate | Gross monthly payment |
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Documents in order
Your progress is saved locally in your browser. This list is indicative — the exact documents depend on your bank and personal situation.
This calculation is purely indicative and does not constitute a mortgage offer or financial advice. Interest rate, maximum financing, term, valuation, income, country of residence and bank acceptance determine the final terms. Last rate update: .
For variable rates, the Euribor shown is a reference; the official monthly mortgage reference is published by Banco de España / the BOE and may differ from the daily market rate.
No rights can be derived from this calculation. For a personal assessment, please contact a licensed mortgage adviser or Spanish bank.
Sources: Banco de España — official 12-month Euribor · EMMI — daily Euribor indication. Bank spreads and fixed rates are manually checked values, updated periodically by Costa Cálida Real Estate.
This outcome is a first indication. For a tailored assessment of your file, we'll put you in touch with our mortgage partners.
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